All CIBC credit card agreements, performance details, modifications and insurance certificates are available here. Benefits Guide Changes (valid December 1, 2020 or February 1, 2021) (PDF, 810 KB) Opens a new window in your browser. . For program terms and bonus collection, visit CiBC Rewards . . . Insurance Certificates for the Dividend Visa Infinite Card (valid February 1, 2021) (PDF, 295 KB) Opens in a new window. . Opens a new window in your browserCIBC Business Plus Visa Card Reference Guide (PDF, 110 KB) Opens in a new window. ..